Saving & Budgeting
Budgeting Basics
A detailed, up-to-date budget of your cash flow – that is, what money is coming into your account each month and what expenses are coming out – is the foundation of a successful financial plan. This section provides an overview about how to establish a monthly budget, how to establish a plan to work towards your financial goals and some tips to ensure you don’t fall off track and over spend.
Take Action Now
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Start saving, form a savings habit, and pay yourself first!
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Open and keep an account at a bank or credit union that meets your needs.
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Track your savings and monitor what you own
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Plan for short-term and long-term goals
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Build up emergency savings for unexpected events
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Save for retirement, children’s education and other major items
Resources for You
Free Planning Tools & Tutorials
Save For Future Education
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AZ529.gov. Arizona's Education Savings Program designed to help families meet the rising costs of a higher education by offering an easy, flexible, and tax-advantaged way to save for education.
Personal Monthly Budget Template
