Saving & Budgeting

Budgeting Basics

A detailed, up-to-date budget of your cash flow – that is, what money is coming into your account each month and what expenses are coming out – is the foundation of a successful financial plan. This section provides an overview about how to establish a monthly budget, how to establish a plan to work towards your financial goals and some tips to ensure you don’t fall off track and over spend.

Take Action Now

  • Start saving, form a savings habit, and pay yourself first!

  • Open and keep an account at a bank or credit union that meets your needs.

  • Track your savings and monitor what you own

  • Plan for short-term and long-term goals

  • Build up emergency savings for unexpected events

  • Save for retirement, children’s education and other major items

Resources for You

 

Budgeting

 

Saving 

Save For Future Education

  • AZ529.gov. Arizona's Education Savings Program designed to help families meet the rising costs of a higher education by offering an easy, flexible, and tax-advantaged way to save for education.

  • Why Save for Your Child's Future? -EducationPlanner.org

Inside the Vault

Office of the State Treasurer Arizona

1700 West Washington Street

Phoenix, AZ 85007

Main: (602) 542-7800

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